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My unit trust agent once told me, " if you have enough money, you can always try to invest in gold, buying the gold coins or gold bullions depends on how much money you have."
According to him, investors generally buy gold as a hedge against any economic, or currency-based crises. These crises include investment market declines, currency failure and even inflation. I guess the wisdom left by our Chinese ancestors should be considered as they always keep their asset in buying gold and pass on to generations.
As the market is fluctuating recently, a lot of people has opted for gold investment. It doesn't mean gold price will always stable, it is driven by supply and demand too.
However, including Gold in a portfolio of stocks, bonds and cash can substantially help offset market fluctuations and reduce the volatility of one’s own portfolio. So, be it gold coin or gold bullion, one can consider gold investment as a method diversification in one's portfolio. I am still on the way saving for the investment, hopefully I will join the crowd one day soon! How about you?
There was two old dollar bills. One was a $100 dollar bill and the other was a $1 dollar bill. The $100 dollar bill said, "I've lived a good life. I've been to the amusement park, the theater, the zoo and baseball games."
"Wow," said the $1 dollar bill. "You sure have had a good life."
"Where have you been?" asked the $100 dollar bill.
"Oh, I've been to a Baptist church, a Methodist church, a Lutheran church and an Episcopal church."
The $100 bill said, "What's a church?"
Excerpted from here.
Christmas is around the corner and I am thinking of what to give to my family members. I have got presents in mind for my brother, but I have got no idea for my mother and my sister. Well, I suppose I am not good at getting presents for girls.
Normally when I give presents to people, I will always get something that is useful for the person. This time, it’s the same as well. I wish to give something useful to my mother and sister. But then, I am not a person that would go for shopping and looking for things to buy. So, normally I will opt for shopping online.
As I was browsing through some of the online shopping websites, I came across this website where they sell a lot of bath robes especially for women. That gave me an idea and I actually am thinking of getting bath wrap for sister. As I like the present to be unique for everyone, I am still deciding between terry bath robe and waffle bath robe for my mother, any suggestions?
the climb is tough, but the view is nice!
It is October now, and the next holiday will be Christmas already. Christmas has always been the occasion that I look forward to. While remembering the birth of the saviour to this world, it's an occasion that brings forgiveness and joy to the people. It's a season of good news!
Besides, during Christmas I always look forward to receiving as well as giving out presents to my beloved ones. But then, as we grow up, it’s getting harder to surprise our loved ones with special gifts to show our appreciation towards them.
However, thanks to this website, I think this year I am going to give my friends and family these special hand painted Christmas ornaments!
Have you found the presents you going to give for this year’s Christmas?
I think we are now in year 2009 right? Am I right? Did i land on the wrong year? Man, I am confused. :D